Both articles are well worth the read:
Pang, Gaobo and Schieber, Sylvester J., American Workers’ Retirement Income Security Prospects: A Critique of Recent Assessments (April 10, 2014). Available at SSRN: http://ssrn.com/abstract=2433193
Pang, Gaobo and Schieber, Sylvester J., Understanding Social Security's Income Replacement Measurements (April 30, 2014). Available at SSRN: http://ssrn.com/abstract=2433181
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